EPIC Merchant Systems

Veteran-Owned, 2A Friendly Payment Provider Specializing in FFL-Related Businesses

Start Accepting Cards within 24 hours!


EPIC Merchant Systems is the trusted choice for FFL's nationwide, offering seamless payment solutions for home-based, retail, and online firearm businesses. Firearms dealers and FFL-related businesses are NOT considered high risk when you sign up with an FFL friendly bank. With our expertise in navigating industry regulations, we provide reliable, secure, and personal service tailored to your needs. Head over to Activate Your Account to begin accepting payments for your FFL business as soon as tomorrow.

Looking to integrate with GunBroker, GEARFIRE, FASTBOUND, GUNSTORES, and AmmoReady?

We can help!

EPIC Simple ZERO Plan

Eliminate Your Processing Fees

0%


Processing Fees:  0%

Per Transaction Fee: $0.00

Simple Monthly Service Fee:  $9.99


Equipment: Tap-To-Pay App or Countertop Device Included


ELIMINATE  your processing fees with our Simple EPIC Zero Plan. With this plan, the customer pays the processing fees and you only pay a monthly service fee. This plan is the most popular account in the US for small to mid-size businesses and helps to keep operating costs low. You keep 100% of all sales. Available for face-to-face, online or over the phone payments.


Questions? Check our FAQ's.

EPIC Interchange PLUS Plan

Traditional Interchange

  0.49% + $0.15*


Processing Fees:  0.49% plus interchange*

Per Transaction Fee: $0.15

Monthly Service Fee:  $9.99


Equipment: Tap-To-Pay App or Countertop Device Included


Our EPIC Interchange Plus Plan is a traditional pricing plan for business owners that pay their own processing fees. Fees are billed at the beginning of the following month. Available for face-to-face, online or over the phone payments.


*Lower rates available for businesses currently processing $7,500+ per month. Contact us for details.



Questions? Check our FAQ's.

  • Accept Contactless Payments

    Tap, Dip or Swipe your cards. All of the equipment we offer including our free-on-loan equipment, have the ability to accept Contactless payments including Google Pay and Apply Pay.

  • 24/7 Live US Based Customer Service

    As an EPIC merchant, you will have access to 24/7 US Based Customer Service and Tech Support for immediate transaction and equipment assistance.

  • Free-On-Loan Equipment

    We offer a variety of Free Software or Free-On-Loan equipment.

  • FFL Friendly!

    We are FFL Friendly and can support storefront FFL's as well as home-based and online FFL's too! 

  • Works with GunBroker, Gearfire, and more!

    Integrate your online FFL marketplace with your merchant account.

By Steve Kelly November 6, 2025
“Your processor’s rate hikes stop here.”
By Steve Kelly April 27, 2025
Shop Small, Shop Local, and Stay Competitive in the Digital Age
By Steve Kelly April 25, 2025
Faith. Family. Business. Life. Don’t Compete With Others. Compete With Yesterday’s You.
By Steve Kelly April 23, 2025
When Big Payment Companies Say No, EPIC Merchant Systems Says HELL YES.
By Steve Kelly April 23, 2025
If You Don’t Tell Your Story, Who Will?
By Steve Kelly April 21, 2025
Businesses that support the 2A community.
By Steve Kelly April 19, 2025
For decades, we pushed our kids toward degrees and corporate jobs—away from purpose, trades, and entrepreneurship. Here’s why small business isn’t just a career path… it’s a way to reclaim values, rebuild community, and teach the next generation what matters most.
By Steve Kelly April 18, 2025
Lessons from the Infantry and Jocko Willink’s Extreme Ownership That Will Transform How You Lead and Grow Your Business
By Steve Kelly April 17, 2025
Including Smart Strategies for the Firearms Industry
By Steve Kelly April 16, 2025
Whether you're launching a home-based FFL, gunsmith shop, or e-commerce ammo store—this is your no-fluff blueprint to get organized, focused, and funded.
Show More