About EPIC Merchant Systems
EPIC Merchant Systems is a Veteran owned merchant services company built exclusively for FFLs and FFL related businesses across the United States.
We do not process for general retail.
We do not serve restaurants, medical offices, or unrelated industries.
We work only with Federal Firearms License holders and businesses directly connected to the Second Amendment industry.
That focus is intentional.
FFLs operate in a regulated, scrutinized environment. Choosing the wrong processor can mean instability, surprise shutdowns, margin erosion, or compliance problems. We built EPIC Merchant Systems to eliminate that risk.
Our mission is clear.
Protect your ability to operate.
Protect your margins.
Protect your values.
Exclusively Built for the FFL Industry
Most processors try to serve everyone.
We do not.
By working exclusively within the FFL ecosystem, we understand:
• Your regulatory environment
• Your risk profile
• Your chargeback realities
• Your inventory and transaction structure
• The political and banking pressures this industry faces
We proudly serve:
• Retail FFL storefronts
• Online FFL businesses
• Home based FFL operations
• Shooting sports retailers
• Manufacturers and distributors
• Training facilities and ranges
• Gunsmiths and other industry service providers
If you are not directly connected to the FFL industry, we are not the right fit.
If you are, you will not find a more aligned partner.
Pricing That Protects Profitability
Processing costs should never quietly eat away at your margins. That is why we center our relationships around two proven pricing frameworks.
EPIC ZERO
EPIC ZERO uses a structured dual pricing model.
Customers are shown a cash price and a credit card price upfront. They choose how they want to pay. Card paying customers cover the cost of card acceptance at checkout. Cash customers pay less.
This protects your margins without inflating base pricing. The business owner does not pay per transaction card acceptance costs. The merchant only pays any applicable monthly fees if they exist.
For many FFLs, EPIC ZERO creates immediate margin stability and long term protection.
EPIC PLUS
EPIC PLUS is our interchange plus pricing program.
Wholesale interchange costs are passed through with our markup shown clearly and transparently. Pricing remains the same regardless of payment method. Card acceptance costs are treated as a normal operating expense.
This model is built for FFLs who want full transparency and predictable partnership.
We do not push one model blindly. We analyze your volume, average ticket, customer base, and operational structure, then implement the framework that strengthens your business.
Industry Focused Technology
We deploy secure, EMV compliant merchant accounts along with proven systems including:
• Clover
• PAX
• Dejavoo
• SwipeSimple
• Authorize.net
• NMI gateway solutions
• Valor
Whether you operate in store, online, or both, we provide reliable infrastructure built for FFL environments.
You will work with a real person who understands your business. Not a call center. Not a generic underwriting desk unfamiliar with your industry.
Unapologetically Pro America
EPIC Merchant Systems stands for God, family, and country. We support the Bill of Rights and proudly serve businesses aligned with constitutional freedoms.
FFLs should not have to wonder whether their processor will stand with them.
We do.
If You Are an FFL, Let’s Talk.
If you are an FFL or operate a business directly connected to the FFL industry and you want:
• Stable processing
• Margin protection
• Transparent pricing
• Industry aligned partnership
• A processor that understands your business
Then EPIC Merchant Systems is built for you.
Protect your business with a partner that is built specifically for your industry.
Our Vision
At EPIC Merchant Systems, our vision is to be the leading Veteran-owned payment provider for small businesses across America. We strive to empower entrepreneurs by offering personalized, reliable, and secure payment solutions while championing the values of God, Family, and Country.
By standing unapologetically Pro-America, Pro-Bill of Rights, and Pro-Veteran, we aim to create a trusted partnership with like-minded business owners who share our commitment to freedom, independence, and the pursuit of excellence. Together, we will build a stronger, more connected small business community—one transaction at a time.
