Payment Processing Built for FFLs, Gun Stores, and High-Risk Businesses
EPIC Merchant Systems provides payment processing solutions tailored for FFLs and related Second Amendment businesses including gun ranges, ammunition retailers, firearms instructors, and other industry-specific operations. With EPIC ZERO “Pay Your Way,” business owners give customers the choice between paying with cash for savings or card for convenience, while protecting their margins. This page outlines all payment solutions and links to detailed service pages for each business type.
The Problem Most Businesses Face
If you operate an FFL, run a gun store, or sell online through platforms like GunBroker, you’ve likely experienced this:
Most payment processors don’t understand your business.
Accounts get shut down without warning.
Rates increase unexpectedly.
Support disappears when you need it most.
You’re treated like a risk instead of a legitimate business owner.
At EPIC Merchant Systems, we built our entire platform to solve that problem.
Payment Processing That Works for Your Business
We provide stable, compliant, and scalable 2A-friendly payment solutions built specifically for businesses that support and serve the Second Amendment community.
- FFL dealers, including home-based FFLs
- Gun stores, both retail and online
- GunBroker sellers
- Firearms manufacturers
- Ammunition retailers and manufacturers
- Firearms instructors and training providers
- Shooting ranges and range operators
- Businesses offering firearms-related products and services
- Independent business owners who value control
Whether you operate a storefront, an eCommerce site, or a home-based business, we help you accept payments without disruption.
Your Customers Choose How They Pay. You Choose How Much You Keep.
EPIC ZERO “Pay Your Way”
Give your customers the power to choose how they pay.
With EPIC ZERO “Pay Your Way,” every transaction presents two clear options:
- Pay with cash and save
- Pay with a card for convenience
The choice is theirs.
Here’s how it works:
- Customers are shown a cash price and a card price upfront
- Customers decide which option works best for them
- Card-paying customers cover the cost of card acceptance
- Cash customers benefit from lower pricing
- You protect your margins without raising your base prices
This creates a simple, transparent system where:
- Customers feel in control
- You eliminate traditional processing costs
- Your business keeps more of what it earns
👉 Activate Your Account Now
EPIC PLUS (Interchange Plus Pricing)
Prefer a traditional approach with one price for all customers?
EPIC PLUS offers:
- The same price regardless of payment method
- Wholesale interchange passed through transparently
- A clearly defined markup
- Processing costs treated as a standard operating expense
This is ideal for businesses that want simplicity and predictable accounting.
👉 Activate Your Account Now
Payment Solutions Built for Your Business
Explore solutions designed specifically for your business model:
Firearms Merchant Accounts
Secure merchant accounts built for regulated businesses that need stability and compliance.
- Built for FFL dealers and regulated retailers
- Protection against unexpected account shutdowns
- Transparent underwriting and approval process
👉 Learn more about Firearms Merchant Account
FFL Payment Processing
Payment solutions designed for Federal Firearms License holders who need stability and compliance.
- Industry-aware underwriting
- Long-term account reliability
- Built for regulated environments
👉 Learn more about FFL payment processing
Gun-Friendly Merchant Accounts
Work with a provider that understands your business and supports it.
- No surprise shutdowns
- Transparent pricing
- Direct access to real support
👉 Explore gun-friendly merchant accounts
High-Risk Merchant Services
Solutions for businesses that traditional processors avoid.
- Flexible underwriting
- Risk-aware infrastructure
- Designed for long-term growth
👉 View high-risk merchant services
Gun Store Payment Processing
Whether retail or online, your store needs reliable payment systems.
- POS integration
- eCommerce compatibility
- Inventory-friendly solutions
👉 See gun store payment solutions
GunBroker Seller Payment Processing
Built specifically for marketplace sellers.
- Compatible with GunBroker workflows
- Reliable deposits
- Simple setup
👉 Learn about GunBroker seller processing
Why Business Owners Choose EPIC
We’re not just another payment processor.
We’re a partner built for your business.
- Veteran-owned and operated
- Nationwide service
- Direct access to real people
- No call center runaround
- Built for businesses that value independence
When you work with EPIC, you know exactly who you’re working with.
Built for Growth, Not Just Approval
Getting approved is just the beginning.
We help you:
- Protect your account from unnecessary risk
- Stay compliant in a regulated industry
- Improve profitability with better pricing models
- Scale your business with confidence
Because accepting payments is not the goal.
Building a business that lasts is.
Frequently Asked Questions
Do you work with FFLs and gun-related businesses?
Yes. We specialize in payment processing for FFLs and businesses in this space, with compliant and stable solutions.
What is EPIC ZERO “Pay Your Way”?
It is a dual pricing model where customers are shown a cash price and a card price upfront. Customers choose whether to pay with cash for savings or card for convenience, and card-paying customers cover the cost of processing.
Do you offer traditional pricing options?
Yes. EPIC PLUS provides a standard interchange-plus model with one price for all customers.
Is this compliant?
Yes. The program is designed with transparency in mind, showing pricing upfront and allowing customers to choose freely.
How quickly can I get started?
Most businesses can begin processing in 24 hours while eCommerce accounts take under 72 hours.
👉 Activate Your Account Now
Ready to Take Control of Your Payment Processing?
Stop working with processors that don’t understand your business.
Start working with one that does.
Give your customers the choice.
Protect your margins.
Build a stronger business.
