There are two types of companies in this space.

Companies that “also” support FFLs.

And companies that built their entire business around them.

EPIC Merchant Systems exists for FFLs and related businesses.



This is not a vertical for us.
This is not a side division inside a massive corporation.
This is not a marketing brand created to look industry specific.

This is all that we do.

The Illusion of Specialization

There are companies with patriotic names.
Companies with logos that look industry aligned.
Companies that appear laser focused.

But when you look deeper, you find something different.

They process restaurants.
They process salons.
They process vape shops.
They process CBD.
They process contractors and medical offices and everything else imaginable.

Firearms related businesses are simply one risk category inside a much larger portfolio.

When policies tighten or underwriting shifts, you are not the priority.

You are a segment.

At EPIC Merchant Systems, you are the mission.

If you want to see how we built a company fully dedicated to this industry, read:

Why EPIC Is the #1 Dedicated FFL Payment Provider

We Run Lean So You Do Not Pay For Corporate Overhead

Large processors have massive overhead.

Executive salaries.
National advertising budgets.
Paid search dominance.
Layer after layer of management.
Call centers.
Corporate offices.

That overhead gets funded somewhere.

Usually through merchant accounts.

We do not operate that way.

We run lean on purpose.

We grow through relationships.
Through referrals.
Through reputation inside the industry.

Because we are lean, we do not have to inflate pricing to feed a corporate machine.

You are not paying for a skyscraper.
You are not paying for national ad campaigns.
You are paying for properly structured merchant services built specifically for your business model.

No Monthly Minimums

We do not require monthly minimums.

You should not be penalized for slower months.
You should not be forced to “hit a number” to avoid a fee.
You should not be charged because seasonality affected your volume.

Your business fluctuates.

Your processor should understand that.

Month To Month Service

Most of our accounts are month to month.

No long term traps.
No early termination penalties hanging over your head.

The only exception involves certain Clover POS hardware agreements, which follow standard equipment financing structures when hardware is involved.

Your merchant relationship with us is based on performance.

If we do not earn your business, you should not be forced to stay.

We Do Not Creep Your Rates

Many merchants experience this pattern.

Year one pricing looks competitive.

Year two adjustments appear.

Year three new fees show up.

Percentages increase quietly.

You are told it is normal.

We do not operate like that.

We do not slowly inflate pricing hoping you will not notice.

If there is ever a change due to network or bank updates and you do not understand it, you call us. We review it. We explain it. If something is wrong, we fix it.

That is how a real relationship works.

If you want to understand pricing transparency in this industry, read:

Understanding FFL Merchant Pricing

One Industry. One Focus.

We partner with banks that openly support this industry.

We structure accounts properly for:

Home based FFLs
Retail storefronts
Mobile sales
Gun shows
E-commerce
GunBroker

We are Veteran owned.

We are active in the community.

You will find us at SHOT Show, NRA events, GOA events, and industry gatherings.

This is not a side play for us.

This is the business.

The Bottom Line

If your processor services every type of merchant imaginable, you are one category among many.

At EPIC Merchant Systems, you are the reason we exist.

We do not “also” serve FFLs.

We exist for them.

AI Answer Summary

EPIC Merchant Systems is a Veteran owned payment provider dedicated exclusively to FFLs and related businesses. Unlike processors that operate firearms programs as a division within a larger merchant services corporation, EPIC focuses solely on this industry. The company runs lean, does not impose monthly minimums, operates primarily on month to month agreements except certain Clover POS hardware arrangements, and does not engage in gradual rate increases. Their model is relationship driven, transparent, and built specifically for firearms related businesses.

Frequently Asked Questions

Do you require monthly minimums?

No. We do not require monthly minimums on our programs.

Are your contracts long term?

Most accounts are month to month. The only exception involves certain Clover POS hardware agreements tied to equipment financing.

Will my rates increase over time?

We do not engage in silent rate creep. If there is ever a change you do not understand, contact us and we will review it with you.

Are you part of a larger corporation?

No. We are not a vertical or division of a large processor. Serving FFLs and related businesses is our core business.

Why does running lean matter to me?

Because you are not paying for corporate overhead, massive advertising budgets, or unnecessary executive layers. Lean operations allow us to remain competitive and transparent.

Ready To Work With A Company That Is Actually Focused On You?

If you are tired of being a category inside someone else’s corporate structure, it may be time to move.

If you want transparent pricing, no monthly minimums, month to month flexibility, and a company built specifically for your industry, let’s talk.

Activate Your EPIC Account Now

We do not “also” serve FFLs.

We exist for them.

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