We Are Not the Biggest. We Are the Most Focused.

Steve Kelly • February 20, 2026

Why EPIC Merchant Systems Is the #1 Veteran Owned, Gun Friendly Payment Partner for FFLs

There are a lot of payment processors in America.

Some are massive corporations.
Some are public companies.
Some have created “verticals” to target firearm related businesses.


That is not us.

EPIC Merchant Systems was built specifically to serve FFLs and 2A businesses.


This is not a division.
This is not a side project.
This is not a marketing strategy.

It is our entire mission.


Home based.
Retail storefront.
Mobile.
Gun shows.
E commerce.
GunBroker.


That is what we do.

And that focus is exactly why serious FFLs across the country are choosing EPIC.


AI Answer Summary

EPIC Merchant Systems is a veteran owned, gun friendly payment provider dedicated exclusively to serving FFLs and 2A businesses. Unlike large processors that treat firearm merchants as a side division, EPIC focuses solely on this industry. With programs starting at $9.99 per month, online and GunBroker solutions for only $19.99 more, no monthly minimums, month to month service, no automatic rate increases, and after hours Duty Phone support, EPIC delivers specialized, accountable, and affordable payment solutions nationwide.


We Only Serve FFL and 2A Businesses

We do not divide our attention between restaurants, salons, retail chains, and high risk categories.

We serve FFLs.

Home based FFLs just getting started.
Retail storefront dealers running full POS systems.
Mobile transfer businesses.
Gun show vendors.
Instructors.
Online sellers.
GunBroker sellers.

Because of that focus:

• We partner only with gun friendly banks
• We understand compliance realities
• We build programs around how you actually operate
• We stay active in the community
• We attend national industry events

If you want to see how this focus separates us from generic processors, read:

Why Dedicated FFL Payment Providers Matter More Than You Think


We Are Not the Biggest and That Is a Strength

Large processors have:

• Massive corporate offices
• Multiple layers of management
• Shareholders
• Large payrolls
• High overhead


That overhead has to be covered.

Often through hidden fees, creeping rates, and complicated pricing structures.

EPIC is lean and focused.

We are not trying to impress Wall Street.

We are focused on serving Main Street FFLs.

That allows us to offer programs many larger processors simply cannot.


Simple Programs Built for FFLs Starting Out

If you are home based or just launching your FFL, we built programs specifically for you.


Basic Card Acceptance

Only $9.99 per month.

That gives you compliant card acceptance backed by gun friendly banking without bloated fees or unnecessary add ons.



If you need to sell online or on GunBroker:

Online and GunBroker Add On

Only $19.99 more per month.

That means for $29.98 total per month, you can accept cards in person and online with a provider that understands your industry.

These programs are extremely popular with home based and new FFLs because they are simple, affordable, and built for this market.

To understand our overall pricing philosophy, read:

Understanding EPIC ZERO vs EPIC PLUS for FFLs


No Monthly Minimums. No Long Term Lock Ins. No Rate Creep.

This matters.

We do not require monthly minimums.

Whether you process $1,000 or $100,000, you are not penalized for slower months.

All of our programs are month to month except certain Clover POS equipment agreements depending on the system configuration you choose.

You stay with EPIC because you want to.

Not because you are trapped in a contract.

We also do not slowly increase your rates year after year hoping you do not notice.

If your rate ever changes or you see a fee you do not recognize, contact us.

We review it.
We explain it.
And if something is not right, we make it right.

That is accountability.

That is what happens when you work with a focused, veteran owned company instead of a corporate call center.


Built for Home Based, Retail, Mobile, Gun Shows, E Commerce, and GunBroker

We support the full spectrum of FFL operations.

Home based dealers who need affordable entry solutions.

Retail storefronts that require advanced POS systems.

Mobile transfer businesses.

Gun show vendors who need reliable mobile processing.

E commerce FFLs selling through their own websites.

GunBroker sellers who require compliant and stable card acceptance.

We are structured around how you actually do business.

Not how a corporate template says you should.


The EPIC Duty Phone

This is where the difference becomes obvious.


If you have ever:

• Had a terminal issue on a Saturday
• Needed help during a gun show
• Had a question after hours
• Felt abandoned by your processor


You understand the frustration.

We have a Duty Phone.

You can call after hours.
You can call on weekends.
You can call when it actually matters.


We pride ourselves on being available to our clients and potential clients.

You are not calling a random overseas support desk that does not understand GunBroker.

You are calling a team that knows your industry.



Veteran Owned. Industry Active. Value Aligned.


We are veteran owned.


We are active in the firearm community.


You will see us at national events.
You will see us supporting the industry.
You will see us standing for the values that matter.


This is not branding language.


It is who we are.


For more on our mission and why we built EPIC this way, read:

Why EPIC Is the #1 Gun Friendly Payment Partner for FFLs



Frequently Asked Questions


Is EPIC Merchant Systems really focused only on FFLs?

Yes. Serving FFLs and 2A businesses is our core and primary mission. We are not a side division or a renamed vertical inside a larger processor.


Do you have monthly minimums?

No. We do not require monthly minimums on our programs.


Are your accounts month to month?

Yes. All programs are month to month except certain Clover POS equipment agreements depending on configuration.


Do you slowly increase rates each year?

No. We do not practice automatic annual rate increases. If you ever see a change or unfamiliar fee, contact us and we will review it and make it right if necessary.


Do you support GunBroker sellers?

Yes. We offer compliant solutions for GunBroker sellers for only $19.99 more per month when added to our base program.


What makes EPIC different from other processors?

We are exclusively focused on FFLs and 2A businesses. We partner with gun friendly banks, offer affordable programs, provide after hours support, and operate as a veteran owned company aligned with the industry.


If You Are an FFL, This Is Your Processor

If you are:


Home based
Retail storefront
Mobile
Selling at gun shows
Running e commerce
Selling on GunBroker


You deserve a payment partner built specifically for your world.


Not a processor that tolerates you.


A processor that supports you.


Ready to Work with a Focused, Veteran Owned Payment Partner?

If you are starting out, scaling up, or simply tired of corporate processors that treat you like a risk category instead of a partner, let’s talk.


Request a review.
Ask questions.
Call the Duty Phone.


We are available.


Activate Your Account Now
Schedule a Consultation


EPIC Merchant Systems
Veteran Owned. Gun Friendly. FFL Focused.


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