New and established FFL dealers often face challenges with payment processors that limit how they operate or fail to provide reliable support. EPIC Merchant Systems is a veteran-owned payment provider built specifically for FFLs and related businesses. With one account, you can process payments in retail, e-commerce, and on GunBroker, allowing you to sell everywhere you want. Combined with flexible pricing options like EPIC ZERO “Pay Your Way” and EPIC PLUS, EPIC gives FFLs the control, stability, and support they need to grow without restrictions.

Who This Is For

This article is for:

• New FFL applicants getting started
• Established FFL dealers reviewing their current setup
• Home-based FFLs
• Retail storefront FFLs
• Training and range-based businesses
• Businesses operating in regulated or specialized industries

If you want to operate with confidence and avoid unnecessary restrictions, this is for you.

The Challenge Most New and Current FFLs Face

Whether you are just starting out or have been operating for years, one issue comes up repeatedly:

Your payment processor may not fully support your business.

Many FFLs experience:

• Accounts flagged unexpectedly
• Limits on where they can accept payments
• Delays when support is needed
• Uncertainty about what is allowed

This creates unnecessary risk.

And most business owners do not realize it until something goes wrong.

Why Choosing the Right Payment Partner Matters

Your payment processor is not just a service provider.

It directly impacts:

• How you operate
• Where you can sell
• How quickly you can respond to customers
• How protected your business is from disruptions

The wrong provider can slow you down.

The right partner allows you to grow and sell everywhere you want.

Built Specifically for FFL Dealers

EPIC Merchant Systems is not a general provider trying to make your business fit into a standard system.

We are built specifically for FFLs and related businesses.

We work with banking partners who understand your industry and support how you operate.

That means:

• No guessing
• No unexpected restrictions
• No last-minute surprises

You get a system designed to support your business from day one.

One Account. Sell Everywhere You Want.

This is one of the biggest advantages of working with EPIC Merchant Systems.

With a single account, you can process payments across all your sales channels:

• Retail storefront
• E-commerce website
• GunBroker
• Events and shows
• Training environments

You do not need multiple processors.
You do not need separate systems.
You do not need to worry about compatibility.

Everything works together under one account.

This gives you:

• Simplicity
• Control
• Consistency across your business

Most importantly, it gives you the freedom to sell wherever you want.

Seamless E-Commerce Integration

Selling online should be simple and reliable.

EPIC integrates with most e-commerce platforms using trusted gateways:

• Authorize.net
• NMI
• ValorPay

This allows you to:

• Accept payments securely online
• Connect with your existing website
• Scale your business without changing systems

Your online, retail, and marketplace sales can all operate together under one system.

Clover POS and Other Flexible Solutions

There is often confusion around which systems can be used in this space.

Many business owners are told certain POS systems are not an option.

In reality, it comes down to how they are set up.

EPIC Merchant Systems is a Clover POS reseller and works with the right banking partners to configure systems properly.

That means you can use:

• Clover POS
• Dejavoo
• Valor
• SwipeSimple
• PAX
• Authorize.net
• NMI

All configured to support your business in retail, online, and marketplace environments.

Real Support from Real People

Ask yourself:

If something went wrong today, who would you call?

With many providers:

• You are routed into a system
• You wait for responses
• You deal with people who do not know your business

With EPIC:

• You have a direct contact
• You get fast responses
• You work with someone who understands your operation

And when you need help during:

• Evenings
• Weekends
• Events

We are available.

Honest Answers and True Partnership

We operate differently.

• If we can do something, we get it done
• If we cannot, we tell you
• If we do not have the answer, we find it and get back to you fast

No runaround.

We also help you handle chargebacks.

You are not left to figure it out on your own.

We guide you through the process and stand with you.

Because we are your partner.

Built for Speed, Not Corporate Delays

Most payment processors rely on slow internal systems.

EPIC is built differently.

Our structure is based on real-world decision-making and execution.

That means:

• Faster solutions
• Direct communication
• No unnecessary delays

When something needs to get done, it gets handled.

EPIC ZERO – Pay Your Way

EPIC ZERO is built around one simple concept:

Pay Your Way.

Your customers choose how they pay:

• Cash at a lower price
• Card with the cost included

This gives you:

• Transparency
• Control over your margins
• The ability to stay competitive

EPIC PLUS – Simple Wholesale Pricing

For businesses that prefer a single pricing structure, EPIC PLUS is available.

EPIC PLUS offers:

• Interchange plus wholesale pricing
• Full transparency
• One consistent price for all customers

With EPIC PLUS:

• Processing costs are built into your pricing
• You treat payments as a normal business expense

A Real-World Example

We worked with an FFL operating both retail and at events.

They believed their setup covered everything.

Until they tried to expand into online and marketplace sales.

They ran into limitations and support delays.

We restructured their account so they could operate retail, online, and on GunBroker all under one system.

More importantly, they had someone they could call when it mattered.

Why EPIC Merchant Systems Is the Right Choice

Most providers:

• Limit how you operate
• Do not support all sales channels
• Do not respond when you need them

EPIC does.

We give you:

• One account for all sales channels
• The ability to sell everywhere you want
• Fast, real support
• A partner aligned with your business

Frequently Asked Questions

Can I use one account for retail, online, and GunBroker?

Yes. EPIC allows you to process all of these under one account.

Can I integrate with my website?

Yes. EPIC integrates using Authorize.net, NMI, and ValorPay.

What is EPIC ZERO?

A model where customers choose how they pay, helping you manage processing costs.

What is EPIC PLUS?

A wholesale pricing model with one consistent price for all customers.

Do you help with chargebacks?

Yes. We guide you through the process and support you.

Protect Your Business. Take Control of Your Payments.

Your payment processor should support your business, not limit it.

With EPIC Merchant Systems, you can:

• Sell retail
• Sell online
• Sell on GunBroker
• Operate everywhere you want

All under one account.

No pressure. No pitch. Just a real conversation about what is possible.

Choose Your Next Step:

👉 Contact us
👉 Upload Your Statement for Review
👉 Activate Your Account Now

About the Author

Steve Kelly is the Founder and President of EPIC Merchant Systems, a veteran-owned payment processing company specializing in FFL dealers and related businesses.

With over 20 years of experience, he helps business owners build systems that allow them to operate without restrictions and with full control.