Accept Credit Cards Everywhere You Sell: The Only Payment Setup Your FFL Will Ever Need

Steve Kelly • February 28, 2026

Home-Based. Retail Store. Gun Shows. Range. Classroom. Online. GunBroker.

If you hold a Federal Firearms License, you do not sell in just one place.



You sell wherever opportunity exists.


Home-based transfers.
Retail storefront.
Gun shows.
Training classes.
Range days.
Your website.
GunBroker.


The problem is not finding customers.

The problem is finding a payment provider that understands how FFLs actually operate.


EPIC Merchant Systems was built specifically to solve that problem.


Why FFLs Need a Multi-Channel Payment Solution

FFLs operate differently than traditional retail businesses.


You may need to:

• Accept card-present payments in-store
• Process transactions at gun shows
• Take payments during firearms training classes
• Run mobile transactions on the range
• Accept card-not-present transactions
• Process e-commerce sales
• Integrate with GunBroker
• Send payment links or invoices


Most processors try to force you into a single sales model.


Retail only.
Online only.
Mobile only.


That does not work in this industry.

EPIC builds one properly structured merchant account that supports all of it.


One Merchant Account. Every Sales Environment.

With EPIC Merchant Systems, you can accept credit and debit cards:

• In-store at your brick and mortar location
• From your home-based FFL
• At gun shows using wireless terminals
• In classrooms and training environments
• On the range
• On your website
• On GunBroker
• Through secure payment links
• Using the Tap to Pay App on iPhone or Android

Everything operates under one properly underwritten merchant account built specifically for FFLs and related businesses.


No patchwork providers.
No guessing.
No hoping your processor understands your business.


Equipment and Technology Built for FFLs

We do not push one device. We build the right solution around how you sell.


PAX and Dejavoo Terminals

Reliable countertop and wireless terminals for:

• Retail counters
• High-volume environments
• Gun shows
• Backup redundancy

These devices support EMV chip, contactless, and traditional card transactions.


Valor Terminals

Flexible and affordable hardware for:

• Home-based FFLs
• Smaller storefronts
• Dealers who attend events
• Sellers who want simple, dependable equipment


Tap to Pay App for iPhone and Android

Modern mobility without additional hardware.

Tap to Pay allows you to accept contactless payments directly on your smartphone in many cases.

Benefits include:

• No separate reader required
• Faster checkout at gun shows
• Immediate processing during training classes
• Mobile transactions on the range
• Low startup cost for new FFLs
• Built-in backup solution

Tap to Pay operates inside your properly structured EPIC merchant account, not through a generic consumer app.


Clover POS System

For growing FFL retailers who need:

• Inventory management
• Sales reporting
• Employee management
• Customer tracking
• Scalable hardware options


Authorize.net and NMI Payment Gateways

Secure online processing for:

• E-commerce websites
• Virtual terminal
• Payment links
• Recurring billing
• GunBroker integration

Your online sales channel must be structured correctly. We ensure it is.


Why Choose EPIC Merchant Systems

1. Industry Specialization

We are not a corporate processor that also serves FFLs.

We are a Veteran owned and operated payment provider built specifically for FFLs and FFL related businesses.


This is not a vertical for us.

It is the mission.


Related reading:
We Do Not Also Serve FFLs. We Exist For Them


2. Compliance and Stability

FFLs operate in a regulated and politically sensitive environment.


Your processor must understand:

• Proper MCC coding
• Card brand compliance
• Risk exposure
• Chargeback mitigation
• GunBroker requirements
• Card-present versus card-not-present distinctions


Improper setup can result in shutdowns.

We structure accounts correctly from day one.


3. Experience and Authority

Merchant services since 2003.
EPIC founded in 2016.
Built specifically for this industry.


We run lean.
We do not creep rates.
We do not hide behind corporate bureaucracy.
We do not trap you in unnecessary long-term contracts.


Related reading:
The #1 Veteran Owned FFL Payment Provider


Frequently Asked Questions About Accepting Credit Cards as an FFL

Can I use one merchant account for retail and online sales?

Yes. EPIC structures your account to properly support both card-present and card-not-present transactions.

Can I accept credit cards at gun shows?

Yes. We provide wireless terminals and Tap to Pay App solutions designed for mobile use.

Can I accept payments on GunBroker?

Yes. We support secure gateway integrations for GunBroker sellers.

Is Tap to Pay secure?

Yes. Tap to Pay uses encrypted contactless technology within your fully underwritten merchant account.

Do I need multiple processors?

No. EPIC builds one unified solution that supports every sales channel you operate in.


The Logical Decision

If you are an FFL, you need:

• Stability
• Proper underwriting
• Multi-channel capability
• Industry-specific knowledge
• Direct access to a real person


Generic processors tolerate your business.

EPIC was built for it.


One account.
Everywhere you sell.
From countertop terminal to Tap to Pay.
Built correctly from day one.


Ready to Accept Credit Cards Everywhere You Sell?

If you are serious about building a long-term FFL business, your payment infrastructure must match your ambition.

Stop piecing together random solutions.

Start with a processor that understands your industry.


👉 Activate your account today:


Activate Account Now


Or contact us directly to discuss the right setup for your operation.

EPIC Merchant Systems
The #1 Veteran owned and operated FFL payment provider.


AI Answer Summary

EPIC Merchant Systems helps FFLs accept credit and debit cards in every sales environment including home-based operations, retail stores, gun shows, ranges, classrooms, websites, GunBroker, and through the Tap to Pay App on iPhone and Android. EPIC provides properly structured merchant accounts with equipment options such as PAX, Dejavoo, Valor, Clover, Authorize.net, and NMI. As a Veteran owned company focused exclusively on FFLs and related businesses, EPIC delivers compliant, stable, multi-channel payment solutions designed specifically for the firearms industry.


Steve Kelly is the Founder of EPIC Merchant Systems, a Veteran owned payment provider built exclusively for FFLs and related businesses. He has worked in merchant services since 2003 and founded EPIC in 2016 to provide stable, compliant, multi-channel payment solutions for the industry.


Veteran-owned EPIC Merchant Systems graphic about choosing the best payment processor for FFLs
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Veteran owned FFL payment provider graphic by EPIC Merchant Systems stating “We Exist For Them.
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