Home-Based FFLs Deserve Better Payment Solutions

If you are a home-based FFL, you have likely been made to feel like your business does not matter.

Maybe you only do a few sales a month.
Maybe some months you do none at all.
Maybe you are just getting started.

Too many processors treat home-based FFLs as an inconvenience. High monthly minimums. Long-term contracts. Expensive equipment. Or flat-out rejection.

At EPIC Merchant Systems, we built our programs specifically so home-based FFLs can accept credit cards without a high price tag and without being made to feel small.

Our FFL merchant account solutions are designed for real-world operations, not just high-volume retailers.

Whether you are just starting out or have been in the business for years, we are here for you.

Simple Credit Card Acceptance for Home-Based FFLs

Home-based operations need flexibility, not complexity.

EPIC Merchant Systems allows home-based FFLs to accept credit cards using:

• A mobile solution on your phone
• A countertop terminal for in-home transactions
• Both options under one merchant account

There is no cost to get started.

We provide the equipment free on loan and ship it to you at no charge. You do not need to invest in expensive hardware just to accept payments.

This is all supported under an EPIC Merchant Systems merchant account built specifically for FFL businesses.

Month-to-Month Service. No Long-Term Contracts.

This program is month to month.

You are not locked into long-term contracts. You are not trapped by early termination fees. And you are not stuck if your business needs change.

At EPIC Merchant Systems, we earn your business every month.

If we are not delivering value, support, and service, you are free to move on. That accountability matters, especially for home-based FFLs who need partners they can trust.

One Merchant Account for In-Person and Online Sales

Many home-based FFLs sell across multiple channels. In person, online, and through GunBroker.

EPIC Merchant Systems makes this easy.

With one merchant account built for FFLs, you can accept payments for:

• In-person transactions
• Your website
• GunBroker Immediate Checkout
• Other approved online sales channels

You do not need multiple processors. You do not need multiple merchant accounts. And you are not punished with high monthly minimums simply because your volume is low or seasonal.

GunBroker Immediate Checkout Gateway Support

GunBroker is an essential sales channel for many home-based FFLs.

EPIC Merchant Systems supports GunBroker Immediate Checkout payment processing using our preferred gateways, Authorize.net and NMI.

These gateways securely link your EPIC Merchant account to:

• GunBroker Immediate Checkout
• Your eCommerce website
• Other approved online selling platforms

This allows you to keep everything under one merchant account while maintaining a clean, compliant payment structure designed for FFLs.

Is There an Extra Cost for a Gateway?

Yes. There is a separate cost to add a payment gateway such as Authorize.net or NMI.

The gateway fee covers the secure technology required to process online transactions and Immediate Checkout payments.

What matters is how it is structured.

Instead of juggling multiple processors and stacked fees, you get:

• One merchant account for all sales channels
• A streamlined payment setup
• Fewer points of failure
• A system that scales with your business

EPIC Merchant Systems keeps gateway pricing practical and fair for home-based and growing FFLs.

No High Monthly Minimums. No Pressure.

Some processors only want high-volume accounts.

EPIC Merchant Systems does not.

If you only process a few transactions a month, or even a few a year, you still matter.

Our programs are designed so that:

• Low volume does not trigger penalties
• You are not pressured to over-process
• Your account is treated with respect

Many home-based FFLs operate part time, seasonally, or while building toward something bigger. We respect that reality.

Upgrade When You Are Ready, Not Before

As your business grows, your needs will change.

EPIC Merchant Systems offers advanced equipment and business systems when you are ready, including:

• Clover
• SwipeSimple
• Valor
• Dejavoo
• Additional POS and terminal options

When the time comes, you can move into solutions like Clover POS for FFLs without changing processors or disrupting your payment setup.

You upgrade when it makes sense for your business, not when a processor forces you to.

From Home-Based to Brick and Mortar and Beyond

EPIC Merchant Systems has helped FFLs:

• Start from a home-based operation
• Open their first storefront
• Expand into multiple locations
• Add online sales without disruption

Your merchant account should not be something you outgrow. With EPIC, it grows with you.

Why Home-Based FFLs Choose EPIC Merchant Systems

Home-based FFLs work with EPIC Merchant Systems because we understand:

• Low and inconsistent processing volume
• Compliance expectations for FFL businesses
• How banks evaluate FFL merchant accounts
• The importance of real human support

You are not treated like an account number. You are treated like a business owner.

Frequently Asked Questions

Can a home-based FFL accept credit cards?
Yes. With the right merchant account and processor. EPIC Merchant Systems specializes in payment solutions designed for home-based FFLs.

Do I need separate merchant accounts for in-person and online sales?
No. EPIC Merchant Systems supports in-person transactions, websites, and GunBroker Immediate Checkout under one merchant account.

Is there a cost to get started?
No. There are no setup costs. Equipment is provided free on loan and shipped at no charge.

Is there an extra cost for GunBroker Immediate Checkout?
Yes. A separate gateway fee applies. EPIC Merchant Systems uses Authorize.net and NMI as preferred gateways for GunBroker Immediate Checkout and website transactions.

Is this program under a long-term contract?
No. This program is month to month. EPIC Merchant Systems earns your business every month.

We Are Here for Home-Based FFLs

If you are a home-based FFL who has been overlooked, priced out, or told your business is too small, EPIC Merchant Systems was built for you.

You deserve a payment partner that understands your industry, respects your volume, and supports your growth without locking you into long-term contracts.

You can activate your EPIC Merchant account today with no upfront cost and get started with a solution designed to grow with you.

Visit EPICMerchantSystems.com to take the next step.