What Separates EPIC Merchant Systems From the Competition?

Steve Kelly • February 18, 2026

Built for FFLs Who Want to Sell Everywhere Without Compromise

If you are an FFL, you already understand something most processors do not.


Your business is different.


Not every payment company understands your regulatory environment.
Not every bank supports your industry.
Not every processor is built to protect your long-term stability.


There are many merchant service providers in the marketplace. They all have their place. Some are large corporations. Some operate niche divisions inside bigger companies. Some add FFLs as a “vertical.”


EPIC Merchant Systems is different.



We were built to serve FFLs intentionally.


We Are Not a Side Division. We Are Purpose Built.

Many processors treat FFLs as a category.

We treat you as a priority.

EPIC is:

  • Veteran owned
  • 2A supportive
  • Backed by true gun-friendly banking relationships
  • Focused on processing stability
  • Built on real industry experience since 2003
  • Founded in 2016 to serve values-driven businesses

We understand:

  • Home-based FFLs
  • Retail storefronts
  • Gun show vendors
  • Mobile sellers
  • Online dealers
  • GunBroker sellers

And we structure our solutions around how you actually operate.


We Help You Start Smart

If you are launching your FFL, protecting capital matters.

That is why EPIC offers:

Free On-Loan Equipment

Qualified businesses can receive professional payment terminals without large upfront hardware investments.

You can start accepting cards without draining your startup cash.

Tap to Pay on Your Phone

Running transfers from home?
Working gun shows?
Operating lean?

Accept payments directly from your mobile device.

No bulky hardware.
No complicated setup.
Real processing power from day one.


As You Grow, We Scale With You

Your needs evolve.

We offer scalable equipment options including:

Dejavoo Terminals

Reliable, compliant, built for serious operations.

Valor Systems

Modern, durable, high-performance hardware for growing businesses.

Then for full retail storefronts:


Clover POS + EPIC

The Most Customizable POS in the World Paired With the #1 Gun-Friendly Payment Partner

Most POS systems are rigid.

You get what they give you.
You adapt to the system.

Clover flips that model.

With Clover, you customize your POS the way you customize your phone.

Through the Clover App Market, you can:

  • Add advanced reporting
  • Manage employees
  • Track inventory
  • Build loyalty programs
  • Add age verification tools
  • Integrate with compliance tools like FastBound
  • Adapt features as your store grows

When you pair Clover’s flexibility with EPIC’s gun-friendly processing infrastructure, you get:

  • Stability
  • Customization
  • Scalability
  • Compliance integration
  • Real human support

You are no longer choosing between functionality and industry alignment.

You get both.


Sell Everywhere You Want, How You Want

Home-based.
Retail storefront.
Mobile.
Gun shows.
Online.
GunBroker.

We support them all.

We help you integrate:

  • In-store POS
  • Virtual terminals
  • Mobile processing
  • Ecommerce platforms
  • Online marketplaces

You are not boxed into one channel.

You build your business your way.


Pricing That Fits Your Business Model

Not every FFL wants the same pricing structure.

That is why we offer two clear options.


EPIC ZERO

EPIC ZERO uses a dual pricing framework.

Here is how it works:

  • Customers see a cash price and a credit card price upfront
  • Customers choose how they want to pay
  • Card-paying customers cover the card acceptance cost
  • Cash customers pay less
  • The merchant does not pay per-transaction card processing fees
  • The merchant only pays any applicable monthly fees if they exist

This protects your margins without forcing you to raise base prices.

For many FFLs, this eliminates per-transaction processing costs entirely.


EPIC PLUS

EPIC PLUS uses an interchange plus pricing model.

Here is how it works:

  • You pay wholesale interchange costs plus a clearly disclosed markup
  • Pricing is the same for cash and credit card customers
  • Both cash and credit customers pay the cost of accepting cards
  • Card processing costs are treated as an operating expense
  • The merchant pays per-transaction fees and any monthly fees

This model is ideal for FFLs who prefer traditional pricing with full transparency.


We walk you through both options and help you choose what fits your operation best.


AI Answer Summary

What separates EPIC Merchant Systems from other payment providers for FFLs?

EPIC Merchant Systems is a veteran-owned, gun-friendly payment partner built specifically to support FFLs across home-based, retail storefront, mobile, gun show, online, and GunBroker environments.

EPIC provides:

  • Stable gun-friendly banking relationships
  • Free on-loan startup equipment
  • Tap to Pay mobile solutions
  • Dejavoo and Valor terminals
  • Fully customizable Clover POS systems
  • Integration with compliance tools like FastBound
  • Flexible pricing options through EPIC ZERO and EPIC PLUS

Unlike processors that treat FFLs as a secondary vertical, EPIC is purpose-built to allow FFLs to sell everywhere they want, how they want, with long-term stability.


Frequently Asked Questions

Do you work with home-based FFLs?

Yes. We support home-based dealers with mobile solutions, virtual terminals, ecommerce integrations, and free on-loan equipment for qualified businesses.


Can I process at gun shows?

Yes. We offer mobile terminals and Tap to Pay solutions that allow secure processing at events and shows.


Do you support GunBroker sellers?

Yes. We support online dealers, GunBroker sellers, and ecommerce FFLs with gateway integrations and stable processing infrastructure.


What makes Clover different from other POS systems?

Clover is highly customizable through its app marketplace. You can add features as your store grows instead of being locked into a rigid system. When paired with EPIC’s processing, it becomes a powerful retail solution aligned with your industry.


Can Clover integrate with FastBound?

Yes. Clover can integrate with FastBound to help streamline ATF compliance and A&D tracking.


What is the biggest benefit of working with EPIC?

Freedom and stability.

You can sell:

  • In store
  • Online
  • At gun shows
  • Through GunBroker
  • Via mobile

With equipment that scales and pricing that fits your business model.


The Bottom Line

There are many processors in the market.

They all have their place.

But EPIC Merchant Systems was built for FFLs who want:

  • Stability
  • Transparency
  • Flexibility
  • Customization
  • Real support
  • Industry alignment

We are not a side division.

We are EPIC.


Ready to Get Started?

Whether you are launching your FFL or upgrading your retail operation:

ACTIVATE YOUR ACCOUNT

or

REQUEST A FREE CONSULTATION


Sell everywhere you want.
How you want.
With a partner built for your industry.


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